Category Archives: Automotive Share

Choosing Your Broker for Availing the Right Car Insurance

Choosing Your Broker for Availing the Right Car Insurance

If you have a vehicle, auto insurance is very important. Most of the countries have regulations that require you to carry auto insurance. On absence of insurance policy, any sort of accident caused can lead for huge financial liability to you and can be sued. Car insurance can cover your vehicle on occurrence of any accidents, or natural disasters like storm, earthquake or if it is vandalized or stolen.

Choosing the best car insurance policy from various insurance companies is a tough task. There is a practical difficulty to visit various insurance companies and get the quotes. One company’s quote may differ from the other. Sometimes, a company can have an additional coverage that the other one might not have.

Mostly it would be your working hours that you need to compromise in finding out a car insurance policy and that add pressure to your work life. In this situation, it is advisable to find a reliable broker that can help you in finding a suitable insurance policy. All you have to do is to fill up the form provided by the insurer. You have to give the required quote in their form and they can help you out to find the right insurance company. You can search a reliable broker online in South Africa instead of visiting across various places.

They will ask you to give your basic contact details like Name, Surname, Mobile and E-mail address. You can also provide the convenient time calling you. These brokers are specialists that can have wide range of insurance companies that provide car insurance policy of varied types and additional features. Choosing a right insurance broker is very much important for you. When you search online, you can a number of websites. You need to be careful not to be prone to any bogus broker that will not only take your contact details, but can charge you irrationally. If you are looking for a professional and skilled insurance broker that can provide you with right insurance solutions, choose Insurance Options, one of the largest insurers in South Africa. You can contact them by filling up your details provided in its website. The broker will call you for giving the right quote matching your requirement. Insurance Options can help you to save your car insurance, with quick turnaround time and assisting you for all the procedures in availing the insurance policy. What more, you can be able to save up to 29% on your car insurance.

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The author of the article has an extensive experience Business, Insurance Jobs in Johannesburg Especially in the field of Building Insurance Companies & Insurance South Africa.

The True Difference Between Motorcycle Oil And Automotive Oil

The True Difference Between Motorcycle Oil And Automotive Oil

To some people, changing the oil in your car is just like changing the oil in your motorcycle. Just drain out the old oil, install a new oil filter, and pour in the desired amount of new oil and your done. So when it comes time to change your motorcycle oil, why can’t you use the same oil that you use in your car? Motorcycle oil and automotive oil look and feel the same so how could there be a difference between the two?

Automotive oil looks pretty enticing at $3 a quart but any experienced motorcycle rider knows that using automotive oil in motorcycles causes serious damage. In automotive vehicles, the engine is always separate from the clutch and transmission so they have separate oils for each. In automotive engine oil, there is more of what is called “friction modifiers” to help lessen the amount of friction on engine components and improve fuel economy. Of course, improving fuel economy has always been the main goal of the automotive industry making friction modifiers a necessity for all automotive oils.

These friction modifiers that are added to automotive oils are what cause serious damages when used in motorcycles. The friction modifiers clog the clutch plates in a motorcycle’s transmission causing serious clutch slippage and disabling the motorcycle. You see, for motorcycles to be as compact as they are, they have to combine their engine and transmission into one casing. This means that everything is lubricated by only one type of oil including the valves, piston, transmission, and clutch.

Motorcycles require very little and/or no friction modifiers to help improve clutch friction and to prevent clutch slippage. But to make up for this lack of friction modifiers, motorcycle oils use higher levels of anti-wear additives such as ZDDP, also known as phosphorous, to limit engine friction and wear. Since motorcycle oil has extra anti-wear additives and is lubricating so much more than automotive oil, you can expect to pay anywhere from $9 to $15 a quart.

To some people, both oils look and feel the same but now you know the facts of each. So the next time that you decide to change your motorcycle oil, go straight to your local motorcycle dealer and buy only high quality motorcycle oil designed specifically for the type of motorcycle you own. Make sure that you change your oil periodically to keep it fresh and clean to ensure a long life for your engine, transmission, and clutch.

Honda Offers Motorcycle Rider Courses In Atlanta

Honda Offers Motorcycle Rider Courses In Atlanta

The Motorcycle Safety Foundation offers a variety of motorcycle rider courses at the American Honda Complex in Alpharetta, Georgia, a northern suburb of Atlanta. These courses provide state of the art rider education for new riders as well as being refresher courses for more experienced riders. The goal is to make motorcycle riding a safer and more enjoyable experience. The Alpharetta complex is one of the most active training facilities in the country.

Motorcycle riders can enroll in the Basic RiderCourse to earn their license waiver. This 2 day course teaches both physical and mental skills that are important for safely operating a motorcycle. The course includes classroom instruction as well as riding time. In the Basic RiderCourse-2, students will continue to hone the traffic skills they learned in the initial course.

The Basic Bike Bonding RiderCourse is the next step in the curriculum. Riders will continue to develop and practice skills beyond those learned in the Basic RiderCourse. There is no classroom component in this course. The Ultimate Bike Bonding RiderCourse was developed for riders who have a solid foundation of basic skills and some recent riding experience. There is no classroom component. Experienced riders may want to take the Advanced RiderCourse or enroll in the soon-to-be-offered Street RiderCourse.

Those who have never ridden a motorcycle may want to try out the new SMARTrainer simulator, which mimics a motorcycle riding experience. A computer screen presents 17 different riding environments and situations for the rider to respond to. The environments include daytime riding, night riding, and different weather conditions. There is no fee to use the SMARTrainer, which is designed to be a bridge to the beginner courses.

The American Honda Complex also offers dirt bike school classes for those who want an exciting off road experience. The motorcycle and all protective gear are provided. There is a Closed Range Exercise Course, a Trail RiderCourse, and even a class geared specifically for females only. The dirt bike summer camps are also popular. Riders six years of age and older may sign up with a parent for dirt bike courses. Many families participate in these classes together.

Also available at the Honda Complex are ATV RiderCourses. These courses are conducted through the ATV Safety Institute. This hands-on training course for riders of all terrain vehicles emphasizes the skills and techniques necessary for responsible riding. The institute will soon offer a 3 Wheel Basic RiderCourse.

The Honda Motorcycle Safety Foundation Campus is located at the American Honda Complex at 1450 Morrison Parkway in Alpharetta, Georgia. Participants may register for courses online at www.offroad-training.org.

The Importance of Showroom Interior Design

The Importance of Showroom Interior Design

Building developers understand the importance of a well-decorated showroom; indeed, showroom interior design is the most important facet when it comes to securing sales for new housing developments. Consequently, interior design must be fundamental to the priorities of all property developers who want to be successful within the housing market.

However, property development is a time-consuming, complicated process; property developers frequently find it difficult to set aside time to perfect the interior design of their showrooms. More often than not, the interior design requirements of a showroom property must be subcontracted to specialist companies.

Successful showrooms take time to develop and need the professional expertise of an organisation that understands the difficulty of the task. Interior design is an artistic process the goal of which is to capture attention and imbue potential buyers with the imagination to conceive of a lifestyle choice that pertains to the development being viewed – this is the aim of the showroom, to make potential buyers feel that they belong to the concept elicited by the home. Showroom interior design has a proven track record in maximising sales appeal, and thus can -make-or-break’ a developer’s dreams.

Comprehensive interior design processes will include consultations between developers and designers in order to capture the essence of the lifestyle that is being designed. Budgets vary, but at very little cost, interior design can return huge revenues. Enhancing the saleability of the property beyond, even, the imagination of the developer – a well-presented showroom can maximise sale potential well beyond projected figures. Presentation really is the key to selling property, regardless of whether this is a single property or a whole complex.

A comprehensive showroom design will consist of delivery of all furnishings, as well as their arrangement in a way that is aesthetically pleasing. Finishing touches and embellishments must be thoroughly thought out and planned – using a professional interior designer, who understands the market and has a proven record, is essential for any developer wishing to flourish within the property market. Designers must be current and understand the intricacies of current interior trends in order to ensure that they undertake a project where the results will speak for themselves.

Emblem Furniture is one such designer, offering comprehensive showroom interior design packages intended to increase sales potential. Not only are all furnishings provided, the showrooms are fully designed and assembled using concept designs. Working closely with developers to ensure that their visions come to light in the most stylish and fashionable creations imaginable, Emblem Furniture can create scenes that once seen, are never forgotten, all showrooms are designed according to market requirements and in reference to consultation with developers. Creating designs that reflect both current trends, and the wishes of the developer.

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WHY SHOULD YOU USE QUOTES FOR CHEAP CAR TRANSPORT

WHY SHOULD YOU USE QUOTES FOR CHEAP CAR TRANSPORT

Quotes can be a great way to save precious time and energy while searching for auto transport carriers. They instantly connect you to a lot of players in the industry and thus saving your time. There are numerous listing sites and directories providing this service. But there are few which only include the quality players in their listings. So, choose the best ones from the available ones to ensure you get only quality quotes and do cross reference the listings with actual Auto Transport Carriers .

Companies that provide you with listings and directories of car moving companies can save a lot of your time, money, and effort. Generally they work on the principle of taking an input from you for your shipping requirements like types of vehicle, shipping date, destination, type of transport open/enclosed etc. and comparing with their database of the shipping companies and the facilities they provide.

The comparison gives estimates that are available for your comparison and proceed for the booking. All this process is free, fast and simple. The companies that charge you for providing a quote are generally not worth taking seriously. The entire process can be wrapped in a couple of days at most as compared you doing the legwork of taking out contact details of all the companies in the vicinity, contacting them and then haggling with them over small details. This might be a little exaggerated but the amount effort, time and money spent in this way is really not the smart way to work.

By getting the quotes you understand the price factors at play, save time, amount, and determine the reputation of the shipper. Also the biggest benefit finding economical rates by doing the least amout of effort possible. Generally good listings should serve the following purposes:

1. Provide carriers that ship safely, securely

2. Reduce research time to find reliable and licensed car movers

3. Provide cheap auto shipping rates

4. Provide the cheapest car transport in your area

Many companies that provide quotes also have good customer care departments which are there to solve your queries and thus, can act as live customized search engines for your needs. The benefits listed above should be a motivator for you to ditch the phone and take your search online.

Motorcycle Battery Trickle Chargers – How To Revive A Low Voltage Battery With A Motorcycle Battery Charger

Motorcycle Battery Trickle Chargers – How To Revive A Low Voltage Battery With A Motorcycle Battery Charger

If you own a motorcycle, you have probably dealt with a motorcycle battery charger that would not work because the battery voltage was too low. Most motorcycle battery chargers or motorcycle battery trickle chargers have this problem. Pulling the battery voltage down too low is easy to do. Just leave a load turned on your bike and come back in a few days and you have a low voltage battery.

If you have a severely discharged 12v battery (below 9v), you can begin to experience some problems with a motorcycle battery trickle charger. Most motorcycle battery chargers can only charge a 12v battery within a certain range, such as 7-13 volts for a 12v battery. If the voltage falls below 7 volts, the motorcycle battery charger cannot recognize the battery and cannot begin charging. In this situation, you would need to jump start the battery to increase the battery voltage to allow the motorcycle battery trickle charger to begin charging. This can be extremely frustrating. With you are looking for a new motorcycle battery charger; make sure you do some research on how low the battery charger can charge a 12v battery. Some of the high-end motorcycle battery chargers can charge down 2 volts. It is not uncommon to pull a 12v battery down to 2-3 volts. Just stick a 12v DC light onto a battery and see how long the light will stay illuminated. I highly recommend the higher end motorcycle battery trickle chargers for this reason. Some of the higher end motorcycle battery chargers also have a supply mode. This is an awesome and useful charge mode because the battery charger does not care what the voltage of the battery is. This is one of those features that you do not realize how important it is until you have a severely discharged battery.

Company Car Or Company Car Allowance – Which Should I Choose

Company Car Or Company Car Allowance – Which Should I Choose

If you have the choice of a Company Car or Company Car Allowance, you should check out how much Company Car Tax (or Benefit In Kind Tax as it is also known) that you would pay if you accept a company vehicle, and then decide whether to go for the Company Car or cash. You could be better off taking the car allowance and leasing a car yourself, even though the allowance is taxable.

The Cash for Car scheme has become increasingly popular with both employers and employees in recent years. Employers save time and money in not having to source, maintain and administer a fleet, although they must always be aware of their Duty of Care and Health & Safety responsibilities. And as an employee, you have more freedom to choose the car you drive, and you could even be better off if you dont spend all of the company car allowance you receive. However, some employers do stipulate the type and age of vehicle that is acceptable, according to the job you are doing.

If you choose to accept a Company Car Allowance, its worth considering Car Leasing vs Buying. Car Leasing (also known as Contract Hire) is simply the hiring of a vehicle for an agreed period of time for a fixed monthly rental. Unlike Short Term Rental or daily rental, a car lease is usually for 2-5 years, after which you can simply hand the car back with no further commitment or, in some case, you may be able to purchase the vehicle if you wish. Car Leasing is a convenient, cost-effective and hassle-free way of financing a new vehicle, and there are many benefits of leasing a car. It enables easy budgeting of your motoring costs, and the fixed monthly payments can even include servicing and maintenance. Also, theres no need to worry about depreciation or disposing of the vehicle at the end of the contract.

Dont forget that if you choose the company car instead of the company car allowance, all your motoring costs (except private fuel) will be taken care of by your employer including insurance, road tax, servicing and repairs. If you choose the company car allowance, you will have to pay for these things yourself.

If you choose a company car allowance and lease a vehicle which you use in the course of your job, youre entitled to claim from your employer a mileage allowance for each business mile travelled. H.M. Revenue & Customs approves certain mileage rates that employees can claim for business travel, and the current rate is 40p per mile. Check the HMRC website for the latest information.

Part way between the company car and a company car allowance is something called Employee Car Ownership. This is where your employer gives you a car allowance, but the company organizes the finance deal and takes care of insurance and running costs. This may also be worth considering if your employer offers such a scheme.

Motor Insurance Claim for your Vehicle – A Simple Process

Motor Insurance Claim for your Vehicle – A Simple Process

To make a motor insurance claim for vehicles if there is an accident is easy. It is a simple two to three step process to ensure you peace of mind in your hour of need. The first step is to call a customer service centre to register your claim and get a registration number for future reference. Information such as your contact number, policy number, vehicle number, time and date of accident, nature of damage incurred, if there is an injury are recorded.

All motor insurances companies have tie ups with garage networks which offer you cashless facility for servicing your vehicle. A surveyor would be appointed to check the vehicle at the garage and give approval for the repair. The vehicle would be handed back to you post your satisfaction on the repair done. If you choose to repair your vehicle at one of the garages in the network of the motor insurance company, the claim is settled directly at the garage. You might have to just pay for the damage that is not covered under the insurance or which is not related to the accident.

Alternately, you can repair the car at any garage you want to and get back the amount spent as reimbursement. This reimbursement can be obtained only once the repairs are done and your have submitted your bills to the motor insurance company’s claims department.

The motor insurance claim process is smooth and has been kept easy for the convenience of the customer. Your motor insurance policy would cover claims if there is damage to your vehicle due to a natural calamity like fire, flood, earthquake or cyclone. Accidents, riots, strikes or terrorist activities are also covered by a motor insurance claim. Insurance for damage during transit by road, rail, air or inland waterways are provided by the insurance claim process. The next circumstances are of -voluntary excess’ or -deductible’. It is a definite sum of money an insured, which, is you, choose to bear if there is an accident and the rest is insured under the policy.

Motor insurance companies also compensate for injury or death of the driver or owner of a car which is insured, damages caused to a third party during an accident, third party property damaged, etc. Motor insurance policy excludes common damage to the car, mechanical or electrical breakdown, damage incurred outside the country or damage caused at the time of driving under the influence of alcohol. Your claim would not be welcome if the accidental damage to the car and property has happened due to any of the exclusions mentioned by the motor insurance company.

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It is very essential to have a car insurance policy. Author Pranav Sharma is an experienced insurance professional and widely read expert on general insurance based in Mumbai. Pranav helps readers opt for best car insurance policy in India.

How Auto Insurance May Help You

How Auto Insurance May Help You

Getting insurance can be a very smart move for anyone because of the protection it provides. Auto Insurance in Middletown, NY is one of the most important insurance policies that people will get in their lifetime. While you are driving down the road, there are many possibilities that could change your life forever. When you have the right policy in place before you need to drive, you can make sure that you will have the right people to call when you need them the most.

The most important coverage that Auto Insurance in Middletown, NY is providing for costs when an accident occurs. There can be thousands of dollars of expenses that occur when you get into an accident, even if you don’t need to go to the hospital. If you do end up needing medical attention, you may have to stay in the hospital to recover fully. Hospital stays can cost anyone thousands of dollars, but with a car insurance policy in place the costs will be covered. Recovering should be the only focus when you are hurt in an accident, and you’ll be able to do so more when you have no worries of paying for your care.

When you need to get parts replaced or fixed on your car you may also use your Auto Insurance in Middletown, NY for a rental car. Many auto insurance companies pay for a rental car for the insured because they realize you will likely still need transportation. They may also call and pay for a tow truck for you if you find yourself broken down on the side of the road.

Finding car insurance is now easier than ever with the latest technology that has come out. You can look up several insurance companies online to see their current rates and coverage options. You may also be able to compare several different companies for their rates to find the best policy at a good price. If you aren’t sure of the coverage you would like, then you may want to speak in person with an agent about your risks and desires to find out what may be the best policy for you. They should help you get the customized policy that fits your lifestyle and budget. In the end, you should get the coverage you deserve because you may never know when something bad may happen.

Auto Insurance in Middletown, NYcan be there when you are involved in an accident. You may find several instances where your Auto Insurance in Middletown, NY becomes very useful in your lifetime.

Color Trend In Small Cars

Color Trend In Small Cars

Small, efficient, smart and bright colored cars are the trend for 2010 in the automotive market. Automakers are focusing on small cars and as new models surge into the market, bright colors will blossom. Since car manufacturers are focusing on the small car line up, therefore to given them a jazzy and fiery appeal, bright colors are the order of the day. The experts also feel that if bright colors are put in large cars, it will be a little too much for the consumers; hence these colors are best suited for the small cars. When it comes to cars, colors matter a lot because it represents the personality of the person driving that car.

When the buyer visits any showroom, the first thing that attracts him is the color of the car and this is one of the main selling points of the car. The car aficionado feel that colors can bring the customers out of their recession-dull mood, therefore colors carry a lot of weight when it comes to make a purchase decision. People are now tried of black and grey and look for more vibrant colors in small cars like Chevrolet, A-Star, Hyundai i10 and many such names. The automotive color spectrum has been monotonous for many decades with only few colors hitting the car market including black, white and grey. Now even the eyes need a breather and for that vibrancy in looks can play a crucial role.

Jazzy and peppy colors are in these days as small cars represent the same. The new entrant in the small car segment, Maruti Suzuki A- Star is available in vibrant and peppy colors like bright red, paradise blue, sunlight copper, healing green, silky silver, desert brown, azure great, midnight black and arctic white. Why get a grey or white car when you can cruise in sunlight copper or electric blue instead? Dull and monotonous colors will not suit the small and zippy cars which are targeted at the youth. Let black, grey and white enhance the elegance, sophistication and exclusivity of the large or big cars. Small and vibrant is what people look for in todays time because of prices touching sky everywhere.

Reds, lime greens, orange, electric blue are in vogue in small car segment and this has increased the demand of thee cars among the youth. The color one chooses foe his small car is dictated by career choice, personality and popularity. For most of the people, car is more than just a utility item; therefore a lot of stress is there on the colors like yellow, green, red, blue, beige and white.