Tag Archives: Mumbai

Car Insurance Simple Ways To Choose Car Insurance

Car Insurance Simple Ways To Choose Car Insurance

Buying car insurance, in comparison to buying a car and completing its legal documentation and registration, is very simple these days. Car insurance is an agreement between the insurance company and the insurance buyer, where the insurance company assures payment for monetary losses due to damage, accidents etc. of the vehicle, for the period the buyer has paid insurance premium. Nowadays, buying an automobile without car insurance is very risky and not advisable. When you begin using your car on the road daily, you are subject to possible accidents that makes you liable to your own life, the passengers in your vehicle and other people on the road. Buying car insurance will not only help you prevent losses but will also keep you free of financial liabilities for a third party damage or injury.

Nowadays, the internet has become the next best thing for every little purchase you want to make. Car insurance also is one the most fast selling products online because of its ease of access and user-friendly suggestions and explanations. You will receive an extensive number of car insurance options on the internet to choose from, where you can compare and evaluate which insurance premium is suitable for you personally.

Don’t be tempted to choose the most popular car insurance company brand and get it over with. Take your time and do a personal analysis of which company’s car insurance suits you best. Buying car insurance becomes the easiest option for buyers as it reduces travelling long distances, which is time consuming and tiring. Car insurance is now, like everything else, only a click away from the comfort of your home.

What you must keep in mind is spending a little time on the internet doing research for which company offers you a good discount on car insurance. It’ll be of great help to you in the long run in reducing any doubts and assuring you of the right decision. Make sure it is affordable by calculating your premium online itself. This will help you make the smart choice. Remember that all this thoroughness is going to be worth it as you will be covering your co-passengers too, once you buy the right car insurance. But don’t forget to keep in mind the car insurance company’s credentials and make sure it has reviews and user testimonials for you to fall back on. Car insurance is made for you to have a safer life.

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Pranav Sharma is an insurance agent based in Mumbai; Pranav assists individuals and corporates in purchasing the right Car Insurance & often shares his insights about the general insurance industry on internet.

Motor Insurance Claim for your Vehicle – A Simple Process

Motor Insurance Claim for your Vehicle – A Simple Process

To make a motor insurance claim for vehicles if there is an accident is easy. It is a simple two to three step process to ensure you peace of mind in your hour of need. The first step is to call a customer service centre to register your claim and get a registration number for future reference. Information such as your contact number, policy number, vehicle number, time and date of accident, nature of damage incurred, if there is an injury are recorded.

All motor insurances companies have tie ups with garage networks which offer you cashless facility for servicing your vehicle. A surveyor would be appointed to check the vehicle at the garage and give approval for the repair. The vehicle would be handed back to you post your satisfaction on the repair done. If you choose to repair your vehicle at one of the garages in the network of the motor insurance company, the claim is settled directly at the garage. You might have to just pay for the damage that is not covered under the insurance or which is not related to the accident.

Alternately, you can repair the car at any garage you want to and get back the amount spent as reimbursement. This reimbursement can be obtained only once the repairs are done and your have submitted your bills to the motor insurance company’s claims department.

The motor insurance claim process is smooth and has been kept easy for the convenience of the customer. Your motor insurance policy would cover claims if there is damage to your vehicle due to a natural calamity like fire, flood, earthquake or cyclone. Accidents, riots, strikes or terrorist activities are also covered by a motor insurance claim. Insurance for damage during transit by road, rail, air or inland waterways are provided by the insurance claim process. The next circumstances are of -voluntary excess’ or -deductible’. It is a definite sum of money an insured, which, is you, choose to bear if there is an accident and the rest is insured under the policy.

Motor insurance companies also compensate for injury or death of the driver or owner of a car which is insured, damages caused to a third party during an accident, third party property damaged, etc. Motor insurance policy excludes common damage to the car, mechanical or electrical breakdown, damage incurred outside the country or damage caused at the time of driving under the influence of alcohol. Your claim would not be welcome if the accidental damage to the car and property has happened due to any of the exclusions mentioned by the motor insurance company.

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It is very essential to have a car insurance policy. Author Pranav Sharma is an experienced insurance professional and widely read expert on general insurance based in Mumbai. Pranav helps readers opt for best car insurance policy in India.

The Best Location for Commercial Showroom in Pune

The Best Location for Commercial Showroom in Pune

Pune is an upcoming hub for commercial showrooms. The market is booming in this section, consider every deal to yield maximum returns which can help in smooth running of your business. Coming to the specifications part, be prepared to shell out more because if you invest now in buying the best and preferred showroom then expect enough space for your products to be sold. Every move has a benefit for the seller as well as the buyer; this is where new entrants commit their first mistake. Buying a bigger commercial showroom will help in accommodating more products.

Baner is an upcoming are where multiple showrooms are available in ease. If you are looking for Showroom space for lease in Pune then Baner has to be in the priority list. One of the striking reasons for selecting Baner is the connectivity aspect; all the facilities are easily available in Baner. It is also easily accessible through the Mumbai-Pune highway which is a major connecting link for business purposes. It is also close to the Hinjewadi IT Park; consider this option to be accessible from all parts of the city. If you are considering for long as well as short term plans then Baner will deliver all the facilities that you seek.ek.

There are some parameters involved before you zero on location and project wise, not all construction projects are worthy to shell out your hard earned money. The article talks on those small guidelines which can help in making the purchase profitable.

Check if the commercial space provided has any legal issues or not. This check point is very essential if you are looking for purchase basis. The property should be free from legal issues in the past.
Check for documentation in regards to registration and other important details. It should be genuine and up to the mark. All the details mentioned in the contract should be double checked, if you find anything out of the box feel free to report it and sort it out immediately as the deal should be 100% transparent.
Corporation facilities like water, electricity, post box, etc should be easily available. The construction should have all of the above mentioned facilities in working order, if you come across a construction project which is in pipeline then avoid such deals.
Know the construction company in which you wish to invest your money. There are several construction companies in Pune; they have their ongoing projects which can offer you with all the benefits.
If you are looking out for financing options for office space in Pune then approach banks which have less interest rate.
As mentioned above Baner rules over any other location in the city, this is where you would get maximum preference, take your time in understanding the deal and then commit. These are some of the guidelines present before selecting a Commercial Showroom in Pune. Always have a third party approach towards your investment.